Don’t ignore auto glass damage! Cracks, chips, or pits in your windshield or windows aren’t just cosmetic—they’re a safety risk. Your auto glass protects you from debris and plays a crucial role in your vehicle’s structure. In a collision, an intact windshield could save your life.
Your policy might cover windshield repairs or glass replacement. Here’s what you need to know about using insurance to fix your auto glass issues.
Liability insurance is required for all drivers, but it only covers damage you cause to others’ vehicles. It won’t pay for repairs to your car or auto glass, even if the damage is from something random like hail or a falling tree branch.
To make a claim for a cracked or broken windshield or other glass damage, you usually need comprehensive coverage on your policy. Repairs or replacements may require you to pay an out-of-pocket deductible under this coverage.