You’ve Been Staring at That Crack for Days…
You’ve seen it every time you get in the car—that little crack on your windshield that seems to stretch a little further each day.
Maybe you’re hesitating to fix it because you think it’s going to be expensive. Or maybe you’re just dreading the idea of calling your insurance company and getting stuck in phone tree limbo.
We get it. But here’s the good news:
✅ Your insurance might cover it.
✅ It might be free.
✅ And yes — Cali Auto Glass is an approved insurance network provider for many insurance companies.
Here’s a simple guide to dealing with your insurance company when that pesky crack shows up.
Step 1: Check Your Insurance Policy
Before you panic about costs, take a look at your car insurance. Specifically, you’re looking for something called comprehensive coverage — that’s what usually covers glass damage.
Some policies even include separate glass coverage that allows for chip repairs or windshield replacements with no deductible.
Tip: If you have your policy online or in an app, just search for the word “glass.” Saves time and headaches.
Step 2: Don’t Wait — Report It Early
That little crack? It’s got big dreams of becoming a giant spiderweb. The sooner you act, the better.
Take a couple of clear photos of the damage — especially if it was caused by flying debris, weather, or vandalism. Most insurance companies ask for proof.
Some carriers even have claim time limits, so don’t wait weeks. A quick phone call today can save you hundreds tomorrow.
Step 3: Contact Your Insurance
You can usually file a claim online or over the phone in just a few minutes. Just keep it simple:
“I have a cracked windshield. I want to see if it’s covered.”
But here’s a little secret: Cali Auto Glass can help guide you.
We work with most major providers, and we know exactly what info they need to approve the repair or replacement fast.
You don’t have to be an expert. That’s what we’re here for.
Step 4: You Have the Right to Choose Your Shop
Sometimes, your insurance company will “recommend” a repair shop. But don’t be fooled — you don’t have to go there.
In California, the law protects your right to choose.
You can go with a trusted local expert (hint: that’s us) who puts quality and customer service first.
At Cali Auto Glass:
- We use OEM-quality glass
- We back our work with warranties
- We show up on time (because your time matters)
Step 5: Ask About Deductibles or Free Repairs
This is where people often get confused. So let’s clear it up:
- If you just need a chip repair, it’s often free with comprehensive coverage.
- If you need a full windshield replacement, you might have to pay a deductible, depending on your plan.
Either way, we’ll tell you what to expect before we do anything. No surprise bills. No pressure.
Bonus: What If You Don’t Want to File a Claim?
Sometimes it makes more sense to pay out-of-pocket — especially if:
- Your deductible is higher than the cost of the repair
- You’re worried about your premiums going up
We’ll give you an honest quote and help you weigh the options.
Final Thoughts: Skip the Hassle — Drive with Confidence
Dealing with insurance might sound like a pain, but it doesn’t have to be.
When you work with Cali Auto Glass, we guide you every step of the way. From inspecting the damage to getting your car safely back on the road , we’re here to make your life easier.
Need help now?
🗓️ Schedule your repair online.
😎 Sit back while we fix your glass and handle the rest!
You handle the driving. We’ll handle the crack.
— The Cali Auto Glass Team
